The first step towards legal debt recovery is sending out Letter Before Action. Any good debt recovery solicitor in London will tell you this. In most cases, the debtor will pay the debt in full after receiving the notice, but there are also debtors who choose to ignore the warning notice altogether. At this point, you can push forward with further legal proceedings to recover your money.

You need to file a claim at the court of law in order to initiate the legal proceedings. Although there are premade forms that you can complete to properly file the claim, it is always best to have your debt recovery solicitor complete this step for you to avoid errors and unwanted issues.

Once the claim is filed, the court will then issue an announcement and summon the debtor. The debtor is given a 14-day time to respond to your claim. Depending on the response from the debtor, you can have the debt paid in full within 14 days, accept a rate of repayment and receive your money in installments, or pursue further legal proceedings in order to deal with the debtor’s counterclaim.

As you can see, the process of legal debt recovery is actually very easy. If you are dealing with bad debtors and unpaid debts, contact the best debt recovery solicitors near you and look into the options you have.